Fill This Form To Receive Instant Help

Help in Homework
trustpilot ratings
google ratings


Homework answers / question archive / Bellevue University MBA 620 Quiz 2 Chapter 2 1)Ultimately, the key overall benefit of deposit insurance or a guarantee is that …

Bellevue University MBA 620 Quiz 2 Chapter 2 1)Ultimately, the key overall benefit of deposit insurance or a guarantee is that …

Management

Bellevue University

MBA 620

Quiz 2 Chapter 2

1)Ultimately, the key overall benefit of deposit insurance or a guarantee is that ….

a.            the individual investor gets paid in the event of a financial failing

b.            investors don’t monitor the risk of the FI (financial institution) with the insurance c. it increases the overall confidence in the banking system

d. the government pays for it

e. none of the above are benefits

2.            Which of the following agencies is primarily responsible for implementing U.S. monetary policy?

a.            Federal Open Market Committee

b.            Securities and Exchange Commission

c.             Consumer Advisory Council

d.            Office of Comptroller of the Currency

e.            Federal Deposit Insurance Corporation

3.            All are primary goals of Financial Stability Board (FSB), except:

a.            maintain financial stability

b.            enacting actual changes to national regulations c. promote openness of the financial sector

d. implement international financial standards

e. conduct peer reviews

4.            In the United States, bank supervision at the federal level is shared primarily by three agencies. Which one of these agencies is listed below:

a.            NCUA

b.            FDIC

c.             NASDAQ

d.            SEC e. OCC

5.            What is the name of the 2010 act by Congress to enhance regulation of financial institutions?

a.            Gramm-Leach-Bliley Act (GLBA)

b.            Finance Administrative Reform Act (FARA)

c.             Government Reform Act

d.            Troubled Asset Relief Program (TARP)

e.            Dodd-Frank Wall Street Reform and Consumer Protection Act

6.            Which of the following regulatory approaches used to monitor and manage the safety and soundness of the banking system carries a moral hazard for both depositors and bankers?

a)            Setting minimum capital levels required of banks operating in the country (ratio of capital to at-risk assets and tiered capital)

b)            Ensuring proper investment policies and diversification (impairment of capital rules)

c)            Deposit insurance for investors’ funds held by the bank

d)            Regular monitoring and surveillance

e)            None of the above are related to moral hazard

 

 

7.            Historically, by the Glass Steagall Act of 1933, the U.S. financial system has been distinguished from financial systems in other developed countries by the:

a.            segmentation of securities into both debt securities and equity securities b. segmentation of banking, underwriting, and insurance activities

c.             integration of banking, underwriting, and insurance activities within single financial institutions

d.            existence of regulations

e.            use of currency

8.            The National Association of Securities Dealers (NASD) and the member regulation, enforcement and arbitration functions of the New York Stock Exchange (NYSE) was consolidated in 2007 to form the largest independent regulator for all securities firms and representatives doing business in the United States. What is the name of this new organization?

a.            Financial Industry Regulatory Authority (FINRA)

b.            Consumer Financial Protection & Regulatory Bureau (CFPRB)

c.             Federal Insurance Office

d.            SEC

e.            Federal Reserve

9.            Which article of the Uniform Commercial Code (UCC) gives the customer the right to stop payment on a check for services or products ?

a. Article 3 b. Article 4

c.             Article 4A

d.            Article 5

e.            Article 9

10.          In the United States, a   liquidation results in a total shutdown of the firm and the orderly liquidation of its assets

a.            Chapter 11

b.            Chapter 9

c.             Chapter 13 d. Chapter 7

e. none of the above

 

 

 

 

Option 1

Low Cost Option
Download this past answer in few clicks

2.83 USD

PURCHASE SOLUTION

Already member?


Option 2

Custom new solution created by our subject matter experts

GET A QUOTE

Related Questions