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Do you believe majority of consumers are able to qualify for automotive and mortgage loans? Can you explain whether consumers have verifiable or income at the current time to exclude government subsidies? Are there any dangers associated with long term expansionary monetary policy?

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Do you believe majority of consumers are able to qualify for automotive and mortgage loans? Can you explain whether consumers have verifiable or income at the current time to exclude government subsidies? Are there any dangers associated with long term expansionary monetary policy?