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Find an example of probability involving "A or B" that is used in truck driving

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Find an example of probability involving "A or B" that is used in truck driving.

1. Explain the example.
2. Are the events A and B in your example mutually exclusive?
3. Which Addition Rule formula for P(A or B) applies? Be sure to cite the source of the information clearly.

1:

A: the truck driver has an accident the first year driving

B: The truck driver is accident free fro the first year.

 

2:

 

3: the events are mutually exclusive because they cannot occur at the same time.

 

4: not sure what additional rules would apply if any (need help).