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You have been asked by your human resources (HR) director to create a benefits booklet for the employees within your organization

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You have been asked by your human resources (HR) director to create a benefits booklet for the employees within your organization. In your booklet, you will explain the discretionary (including pension and retirement plans) and mandated benefits that your organization offers. Be sure to completely explain these benefits and how to use them within your booklet. When discussing pension and retirement plans, ensure that the participation requirements for these plans are fully described.