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Company A have borrowed RM 1 million from Public Bank

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Company A have borrowed RM 1 million from Public Bank. They have to pay back this amount with interest at rate of 5% in next 5 years. Suggest the best method of repayment of the loan for the following 4 equivalences:

Method 1: At end of each year pay RM 200,000 principal + interest due.  

Method 2: Pay interest due at end of each year + principal at end of five years.

Method 3: Pay in five end-of-year payments (RM 234,000 end of each year).

Method 4: Pay principal + interest in one payment at end of five years.

1. What the common property do all four method have?
2. Draw the cash flow diagram,
3. calculate how much extra on principal the company has to pay as interest for each method of repayment, and
4. Suggest the best repayment method for the company based on your equivalence analysis.