The definition of business climate is made up of economic and professional setting surrounding an enterprise or industry. At this point in time, due to covid , business climate globally is not has robust as it used to be and it will take years to get back to where it was.

Banking is our industry, what we will see is a more of a shift from an online based banking rather than a brink and mortar type banking. What couple happen is that thousands if not hundreds of thousands of jobs will be lost due to this.