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You are offered a signing bonus of Rs 2,000,000 or a future payment of RS 2,500,000 at the end of three years from now

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You are offered a signing bonus of Rs 2,000,000 or a future payment of RS 2,500,000 at the end of three years from now. If you can earn 7% on invested funds, would you take the signing bonus or wait for the future payment?