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1) Why do you think that set of functions of banks should be based on their capitalization as required by Bangko Sentral ng Pilipinas? 2

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1) Why do you think that set of functions of banks should be based on their capitalization as required by Bangko Sentral ng Pilipinas?

2. Banks are classified in accordance to its capitalization. Are you in favor of this or not?

3. Loans are an asset in the books of a bank. When the bank increased its past due loans, of more than 30%, BSP may suspend the bank's lending function which means the bank is suspended for granting of credit to new applicants. Is it fair or not?