Property attached to land, like a house, business, or garage

1. Real Property

Property attached to land, like a house, business, or garage.

2. Personal Property

Possessions that can be moved, like furniture, jewelry, and electronic equipment.

3. Rider

An addition to an insurance policy that covers specific properties or damages.

4. Standard Fire Policy

Insurance against property damage due to fire or lightning.

5. Property Insurance

Protection from financial loss on property due to damage or theft.

6. Renter's Insurance

Insurance available to renters, as opposed to homeowners, to cover any loss or damage to personal possessions.

7. Extended Coverage

Coverage added to a basic insurance policy that protects against other types of property damage.

8. Homeowner's Policy

An insurance policy designed for homeowners that combines different kinds of home protection.

9. Eleven Perils

The most common causes of property damage or loss, covered by all homeowner's insurance policies.

10. Replacement Value

The full cost of repairing or replacing property by an insurance company regardless of its depreciation value.