The general type of insurance intended to indemnify fro harm to the insured's personal or real property brought anout by perils such as fire, theft, and windstorm

1. Property Insurance

The general type of insurance intended to indemnify fro harm to the insured's personal or real property brought anout by perils such as fire, theft, and windstorm.

2. Casualty Insurance

The type of insurance that inmenifies for losses resulting from accident, chance, or negligence.

3. Exclusions

Exceptions to insurance coverage.

4. Fire Insurance

The most basic (and oldest) type of property resulting from fire, lightning strike, or removal from premises endangered by fire.

5. Endorsements

Modifications made to the standard fire policy to elimate certain risks for coverage

6. Coinsurance

Clause in property insurance policy that requires the insured to maintain coverage equal to a certain percentage of the total current value of the insured property

7. Liability Insurance

Insurance that covers personal injury or property damage claims for which the insured is legally responsible

8. Automobile Insurance

Insurance providing liability and other coverages for the operation of a motor vechile

9. Collision Insurance

Automobile insurance that protects against upset and direct and accidental damage due to colliding with another objects

10. Comprehensive Insurance

Insurance that covers against all damage to the insured's car except that caused by collision or upset

11. No-Fault Insurance

Insurance that requires that the parties to an automoblie accident be covered by their own insurance company, regardless of who is at fault.