Homework answers / question archive / Basic Zero-Based Budget Income Paycheck #1     $----- Paycheck #2      $----- Paycheck #3      $------ Paycheck #4      $------- Other Income    $------- Other Income    $----- Total Income     $----- Off the top Tithe 10%        $------ Saving 10%    $------ Total               $---- Cash Envelopes Food                 $----- Household       $------ Gasoline           $------- Pet Supplies     $------ Hair Care           $----- Blow Money     $------ Commissions    $----- --------------         $----- ---------------        $----- Total                    $------ Off The Top Total            $---- Cash Envelopes Total     $---- Expenses Total                 $---- Overall Total                     $---- Monthly Expenses   Budgeted Actual Mortgage $---- $--- Car Payment $---- $---- Car Insurance $---- $--- Life Insurance $----- $----- Health Insurance $---- $-- Cable/Satellite $--- $-- Phones $--- $-- Internet $--- $--- Water/Sewer $--- $--- Trash $-- $-- Electric $-- $-- Student Loan $--- $--- Car Maint

Basic Zero-Based Budget Income Paycheck #1     $----- Paycheck #2      $----- Paycheck #3      $------ Paycheck #4      $------- Other Income    $------- Other Income    $----- Total Income     $----- Off the top Tithe 10%        $------ Saving 10%    $------ Total               $---- Cash Envelopes Food                 $----- Household       $------ Gasoline           $------- Pet Supplies     $------ Hair Care           $----- Blow Money     $------ Commissions    $----- --------------         $----- ---------------        $----- Total                    $------ Off The Top Total            $---- Cash Envelopes Total     $---- Expenses Total                 $---- Overall Total                     $---- Monthly Expenses   Budgeted Actual Mortgage $---- $--- Car Payment $---- $---- Car Insurance $---- $--- Life Insurance $----- $----- Health Insurance $---- $-- Cable/Satellite $--- $-- Phones $--- $-- Internet $--- $--- Water/Sewer $--- $--- Trash $-- $-- Electric $-- $-- Student Loan $--- $--- Car Maint

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Basic Zero-Based Budget

Income

Paycheck #1     $-----

Paycheck #2      $-----

Paycheck #3      $------

Paycheck #4      $-------

Other Income    $-------

Other Income    $-----

Total Income     $-----

Off the top

Tithe 10%        $------

Saving 10%    $------

Total               $----

Cash Envelopes

Food                 $-----

Household       $------

Gasoline           $-------

Pet Supplies     $------

Hair Care           $-----

Blow Money     $------

Commissions    $-----

--------------         $-----

---------------        $-----

Total                    $------

Off The Top Total            $----

Cash Envelopes Total     $----

Expenses Total                 $----

Overall Total                     $----

Monthly Expenses

	Budgeted	Actual
Mortgage	$----	$---
Car Payment	$----	$----
Car Insurance	$----	$---
Life Insurance	$-----	$-----
Health Insurance	$----	$--
Cable/Satellite	$---	$--
Phones	$---	$--
Internet	$---	$---
Water/Sewer	$---	$---
Trash	$--	$--
Electric	$--	$--
Student Loan	$---	$---
Car Maint.	$---	$---
Debt 1	$---	$--
Debt 2	$---	$---
Debt 3	$--	$---
Debt 4	$---	$--
-------	$---	$---
-------	$---	$---
Total	$---	$---

 

Total Income     $---

Overall Total      $---

                              -----

Equals                  $____0.00

Note: Your total expenses should = total income

Now that you see your budget. What do you need to do differently? Please explain:

What non-essential items do you need to eliminate or cut back? List items you need to cut back on.

What are some ways you can increase your income? Please give examples: