The Berinstein (1998) article explains some of the licensing issues that surround images used by designers

The Berinstein (1998) article explains some of the licensing issues that surround images used by designers. If you were the art director for a magazine, how would you go about obtaining images for your magazine? Would you hire a photographer, use stock images or use some other option? What if you were designing a brochure in-house for a small local company? What are some of the advantages and disadvantages for the buyer of obtaining different types of images as outlined in the article?