Table of Recommendations for the Bedos Line Goal Goal Amount Already Accumulated Shortage/Surplus Strategy 1   Improve Cash Flow         2 Cash Reserve         3 Debt Restructure         4 Lower Income Tax         5 Improve Tax Withholding         6 Tyler’s Life Insurance         7 Mia’s Life Insurance         8 Tyler’s Disability Insurance         9 Mia’s Disability Insurance         10 Education Goal         11 Bedos’ Health Insurance         12 Bedos’ LTC Insurance         13 Prop & Liab Insurance         14 Investments Reallocation         15 Retirement at age 62         16 Estate Planning         Only 5 goal need to be filled in the word document that has been given to you