(PHOENIX) The long-term debt to assets for 2012 is (rounded):  (PHOENIX) If the intangible assets in 2012 are $50,000, the long-term debt to tangible assets for 2011 is:  (PHOENIX) : The interest coverage for 2012  (PHOENIX) The operating cash flows to total liabilities for 2012 is (rounded): Financial ratios used to determine CREDIT RISK include an assessment of Post Corporation The percentage of assets financed by LONG-TERM DEBT is best described by the When OPERATING earnings and cash flows from OPERATIONS are DISSIMILAR, which of the following ratios is a better measure of long-term solvency? Which of the following financial ratios is NOT a component of the Z score model? Changes in a company's capital expenditures OR fixed asset sales over time must Although a company's earnings are important in financial statement analysis, with respect to credit evaluations and lending decisions an ANALYSIS of its CASH FLOWS is Financially healthy companies Financial ratio, percentage, and trend comparisons can be distorted by all of the following EXCEPT  

1.  (PHOENIX) The long-term debt to assets for 2012 is (rounded):

A. 9.4%

2. (PHOENIX) If the intangible assets in 2012 are $50,000, the long-term debt to tangible assets for 2011 is:

A. 10.0%

3. (PHOENIX) : The interest coverage for 2012

D. 21.5 times

4. (PHOENIX) The operating cash flows to total liabilities for 2012 is (rounded):

C. 23.4%

5. Financial ratios used to determine CREDIT RISK include an assessment of

C. solvency and liquidity

6. Post Corporation

D. negatively mismatched by 45 days

7. The percentage of assets financed by LONG-TERM DEBT is best described by the

C. long-term debt to asset ratio

8. When OPERATING earnings and cash flows from OPERATIONS are DISSIMILAR, which of the following ratios is a better measure of long-term solvency?

D. Operating cash flow to total liabilities

9. Which of the following financial ratios is NOT a component of the Z score model?

C. Common stock/total assets.

10. Changes in a company's capital expenditures OR fixed asset sales over time must

A. be carefully analyzed

11. Although a company's earnings are important in financial statement analysis, with respect to credit evaluations and lending decisions an ANALYSIS of its CASH FLOWS is

B. central

12. Financially healthy companies

B. should generate positive operating cash flows in most years.

13. Financial ratio, percentage, and trend comparisons can be distorted by all of the following EXCEPT

D. accounting for