practice in which lending institutions refuse to loans in a specific area b/cof perceived mortgage risk transition of a neighborhood from being predominantly white to predominantly hispanic

1. redlining

practice in which lending institutions refuse to loans in a specific area b/cof perceived mortgage risk

2. racial succession

transition of a neighborhood from being predominantly white to predominantly hispanic. (may occur with gentrification

3. own-race residential preferences?

what reason was identified by Clark (2002) as a reason for continued racial separation?

4. gentrification

According to Smith's (1979) rent gap theory, what phenomenon occurred when the gap between capitalized ground rent and potential ground rent was wide enough

5. consumption

Besides economic production, which reason has been cited as an impetus for gentrification?

6. less economic diversity and less prosperity in "residual" neighborhoods

Which of the following is a side-effect of gated communities?

7. tipping point

marks the change in a neighborhood from mixed ethnic makeup to domination by a particular ethnic group

8. Pittsburg

In which city did the hilly terrain contribute to forming and preserving neighborhood identity?

9. common features and amenities

In a common interest development (CID), a property owner possesses rights to what?

10. Markov chain analysis

What method was used to analyze the ethnic transition of census tracts in St. Louis?

11. Southwest

Which part of the United States has the highest concentration of gated communities?

12. the Cosmopolites, the Unmarried or Childless, the Ethnic Villagers, the Deprived and Trapped

Gans argued that the city did not produce the localite and the cosmopolite, but that the city is made up of both types of residents and those in between. Which lifestyle types did Gans present?