Menefee and her housemate Nettles decide Menefee should purchase an insurance policy on her life as part of their joint household's investment plan

Menefee and her housemate Nettles decide Menefee should purchase an

insurance policy on her life as part of their joint household's investment plan. Nettles is named as beneficiary however a provision under the policy allows Menefee to revoke and change beneficiaries. If Menefee decides she will no longer pay the premiums, what might Nettles, as a third-party beneficiary, reasonably do?
(A) She can sue Menefee for breach of contract.(
B) She can sue the insurance company for breach of contract.(
C) She can sue Menefee and the insurance company simulaneously, thus doubling the value of the original contract.
(D) None of the above are likely to be successful for her.