Local Policymaking Respond to both discussion prompts: 1) Whose responsibility is it to reduce the number of uninsured? The Government, private sector, individuals?  2) What are the advantages and disadvantages of community rating of health insurance? In general, would an insurer prefer to use community rating or experience rating? How about a young, healthy individual? An older person? Why? Support your responses with academic resources

Local Policymaking

Respond to both discussion prompts:

1) Whose responsibility is it to reduce the number of uninsured? The Government, private sector, individuals? 

2) What are the advantages and disadvantages of community rating of health insurance? In general, would an insurer prefer to use community rating or experience rating? How about a young, healthy individual? An older person? Why?

Support your responses with academic resources.

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