Homework answers / question archive / QUESTION                                                                                     Bank A           Bank B         Bank C ASSETS Notes and Coins                                                                          69 511                  50 243                             238 546 Balances with Bank of Zambia                                                   307 290                891 801                       734 798 Balance with Banks and other financial institutions in Zambia              0                          18 688                  50 000                  Balance with Banks and other financial institutions abroad      2 440                    2 666 477        628 158 Investments in securities                                                            220 350                548 798                       670 411                Loans and advances                                                                    570 167                406 371                       2 735 944             Fixed Assets                                                                                78 822                  8 578                             125 863               Other Assets                                                                                119 687                84 469                             262 040                 Total Assets                                                                                1 368 267             4 675 425        5 445 761                                                                        Deposits                                                                                       1 112 376             3 299 162        3 513 068             Balances due to Banks and other financial institutions in Zambia 88 819            145                             0                          Balances due to Banks and other financial institutions abroad 1 447                    615 308                       964 242                Other liabilities                                                                           58 277                  126 939                       238 023 Bills of Exchange                                                                                      0                          1 304                    0                          Other borrowed funds (including Subordinated Debt)               71 869                  0                             170 500               Shareholders’ equity                                                                   35 479                  632 567                       559 928                                                           Total     Liabilities                                                                     1 368 267             4 675 425        5 445 761                                                                                                                                                Off Balance Sheet items   Contingent liabilities                                                                                                                                          Assets pledged as collateral other than a house                                                                                                 Allowance for losses on acceptances and off balance sheet items in other liabilities                                                Calculate the following for Banks A, Band C: Total Primary Capital, Total Secondary Capital, Eligible Total Capital, current Minimum Total Capital Requirements, and Capital Excess or Deficiency assuming: a)

QUESTION                                                                                     Bank A           Bank B         Bank C ASSETS Notes and Coins                                                                          69 511                  50 243                             238 546 Balances with Bank of Zambia                                                   307 290                891 801                       734 798 Balance with Banks and other financial institutions in Zambia              0                          18 688                  50 000                  Balance with Banks and other financial institutions abroad      2 440                    2 666 477        628 158 Investments in securities                                                            220 350                548 798                       670 411                Loans and advances                                                                    570 167                406 371                       2 735 944             Fixed Assets                                                                                78 822                  8 578                             125 863               Other Assets                                                                                119 687                84 469                             262 040                 Total Assets                                                                                1 368 267             4 675 425        5 445 761                                                                        Deposits                                                                                       1 112 376             3 299 162        3 513 068             Balances due to Banks and other financial institutions in Zambia 88 819            145                             0                          Balances due to Banks and other financial institutions abroad 1 447                    615 308                       964 242                Other liabilities                                                                           58 277                  126 939                       238 023 Bills of Exchange                                                                                      0                          1 304                    0                          Other borrowed funds (including Subordinated Debt)               71 869                  0                             170 500               Shareholders’ equity                                                                   35 479                  632 567                       559 928                                                           Total     Liabilities                                                                     1 368 267             4 675 425        5 445 761                                                                                                                                                Off Balance Sheet items   Contingent liabilities                                                                                                                                          Assets pledged as collateral other than a house                                                                                                 Allowance for losses on acceptances and off balance sheet items in other liabilities                                                Calculate the following for Banks A, Band C: Total Primary Capital, Total Secondary Capital, Eligible Total Capital, current Minimum Total Capital Requirements, and Capital Excess or Deficiency assuming: a)

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QUESTION

                                                                                    Bank A           Bank B         Bank C

ASSETS

Notes and Coins                                                                          69 511                  50 243                             238 546

Balances with Bank of Zambia                                                   307 290                891 801                       734 798

Balance with Banks and other financial institutions in Zambia              0                          18 688                  50 000                 

Balance with Banks and other financial institutions abroad      2 440                    2 666 477        628 158

Investments in securities                                                            220 350                548 798                       670 411               

Loans and advances                                                                    570 167                406 371                       2 735 944            

Fixed Assets                                                                                78 822                  8 578                             125 863              

Other Assets                                                                                119 687                84 469                             262 040              

 

Total Assets                                                                                1 368 267             4 675 425        5 445 761                                                                     

 

Deposits                                                                                       1 112 376             3 299 162        3 513 068            

Balances due to Banks and other financial institutions in Zambia 88 819            145                             0                         

Balances due to Banks and other financial institutions abroad 1 447                    615 308                       964 242               

Other liabilities                                                                           58 277                  126 939                       238 023

Bills of Exchange                                                                                      0                          1 304                    0                         

Other borrowed funds (including Subordinated Debt)               71 869                  0                             170 500              

Shareholders’ equity                                                                   35 479                  632 567                       559 928                                                          

Total     Liabilities                                                                     1 368 267             4 675 425        5 445 761                                                                                                                                             

 

Off Balance Sheet items

 

Contingent liabilities                                                                                                                                         

Assets pledged as collateral other than a house                                                                                                

Allowance for losses on acceptances and off balance sheet items in other liabilities                                           

 

 

Calculate the following for Banks A, Band C: Total Primary Capital, Total Secondary Capital, Eligible Total Capital, current Minimum Total Capital Requirements, and Capital Excess or Deficiency assuming:

a). a foreign majority owned bank                                                                                                                                                                                        

b). a Zambian majority owned bank.