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Homework answers / question archive / What Form is the HO-8 Homeowners Coverage Form? What does the HO-2 Form Cover? TRUE OR FALSE? HO-2 Provides Named Perils Coverage for Coverage A,B and C What are the 16 Named Perils the HO-2 Covers? Under the HO-2 Coverage losses under Coverage A&B are on what valuation? Under the HO-2 Coverage losses under Coverage C are on what valuation? TRUE OR FALSE? HO-2 Coverage does not cover loss to a fence, driveway, or walk caused by a vehicle owned or operated by the insured? What does the HO-3 Form Cover? TRUE OR FALSE? HO-3 Provides Open Perils Coverage for Coverage A and B ? Under the HO-3 Coverage Form Coverage C losses are Valued on what kind of basis? What is Extra Expense? What does the HO-4 Form Cover? TRUE OR FALSE? The HO-4 Policy's Personal Property Losses are on an Actual Cash Value Basis? TRUE OR FALSE? The HO-4 Policy Insures Personal Property under Coverage C against losses from the 16 named broad perils What Does the HO-5 Form Cover? The HO-5 Form Provides Insurance on What Kind of Peril Basis? Under the HO-5, Losses to the Dwelling & Other Structures are on What Valuation? Under the HO-5, Losses to the Personal Property are on What Valuation? What Does the HO-6 Form Cover? The HO=6 Coverage Form provides _______ Peril Coverage under Coverage A and Coverage C
Modified Form
Provides coverage for the dwelling, other structures and personal property
True
Fire or Lightening, Windstorm or Hail, Explosion, Riot or Civil Commotion, Aircraft Vehicles, Smoke, Volcanic Eruption, Vandalism or Mischief, Theft (Limited), Falling Objects, Weight of Ice Snow Sleet, Accidental Discharge or Overflow of Water/Steam, Sudden or Accidental Tearing Apart Cracking Burning Bulging of heating or air conditioning systems, Freezing , damage from electrical current
Replacement Cost Basis
Actual Cash Value
True
Provides coverage for the dwelling and other structures.
True
Actual Cash Value
Expenses to keep a business going after a covered loss
Provides coverage for the renters or tenant homeowners (Personal Property)
TRUE
TRUE
Provides coverage for the dwelling, other structures, and personal property
Open Perils
Replacement Cost
Actual Cash Value
Provides coverage to the owner of the condominium or cooperative unit
Named
