A new test identifies individuals with a genetic predisposition to heart disease before age 70

Economics Nov 21, 2020

A new test identifies individuals with a genetic predisposition to heart disease before age 70. People who are predisposed to heart disease cost twice as much to insure as those who are not.

a. Can you make a case that a law prohibiting this test would be a good idea?

b. The test is not expensive. Would you prefer to skip the test and buy insurance at a premium that covers everyone or take the test and buy insurance at a premium that covers your group?